So you can "save" items that you might not currently have the cash for, but can get a down payment on early enough so by the time Christmas rolls around, it will be waiting under the tree. It's what people did before credit cards, and it looks like it's what people are going to be doing post-credit as well.
Hey, that's a novel idea. Pay for something, in full, before you get to take it home! Some old ideas are worth bringing back.
About this blog: What is Oh So Cynthia? It’s a Mom Blog about life in Dallas. You can call me a Mommy Blogger, but I prefer Social Media Mommy. Posts on this blog reflect the experiences of my life in Dallas and Park Cities, product reviews and my thoughts on parenting boy in this hi-tech, fast-paced world.